If you have any questions or concerns during your home buying process, call us at 22 or visit our website ascensioncu. Sellers generally aren't required to make repairs if problems are discovered during a home inspection, but sometimes a seller will agree to repair or reduce the sales price rather than blow the deal when a buyer makes a request for repair.Īscension Credit Union wants you to find the home of your dreams! We provide Mobile Home Loans with Land to Members of Ascension Credit Union. A contract contingency means a buyer has the right to cancel the contract if the inspection turns up problems. In some states, a home inspection is conducted before buyers make a purchase offer. Your agent can give you a reasonable price range and help you manage your expectations. Exact comparable sales are rare, but the differences are weighed to establish whether they add to or reduce the sales price. A comparison is made based on location, age, lot size, square footage, style, and features. Comparable sales are similar home types in the same condition and location that have sold within the past three months. An agent can provide comparable sales and pending sales. Synergy Bank SSB (5) Ascension Credit Union (1) Acadia Healthcare-River Place. Houma, LA (3) Prairieville, LA (1) La Place, LA (1) Gray, LA (1) Lutcher, LA (1) Baton Rouge, LA (1) Company. Sellers can ask any price they like, and it doesn't mean that the home will actually end up selling at that price. Last 24 hours Last 3 days Last 7 days Last 14 days Within 35. What's most important is that you compare the types of mortgages available to you and shop for the best terms.īuyers sometimes make the mistake of comparing the sales price of a home to other homes they've seen. You can ask your agent for a referral to a mortgage broker or check with your own bank or credit union. FHA loans are popular first-time buyer loans because the minimum down payment requirement is much less than a conventional loan. Many sellers won't look at an offer without some assurance that the buyer can get a loan. Preapproval isn't a guarantee that you'll ultimately get the financing, but it lets you know for sure how much the buyer can afford.
When it comes to buying a home, it’s usually best to get loan preapproval in advance. Once a buyer picks a neighborhood, they usually go on at least three house tours before deciding on the right home. Buyers spend about six to eight weeks just trying to figure out where they want to live. This research should include details of neighborhoods, schools, and other aspects that are important to the buyer. Most buyers do a lot of research before ever stepping foot in a home.
Here are four helpful tips when buying your first home.įinding the right home is not always an easy task. Ascension Credit Union is here to help your first-time home buying experience a little less stressful. Buying a home can be very intimidating, especially for first-time home buyers.
0 kommentar(er)
